Silver Linings

Physician Compensation: It’s More Than Just Your Salary

When you're handed a job offer as a physician, it's easy to fixate on the base salary and call it a day.

Jun 30 • 

Neil Dominic Fernandes

1

My credit card stash and reasoning

As a medical resident, choosing the right credit cards can feel overwhelming amid your demanding schedule.

Jun 22 • 

Neil Dominic Fernandes

3

How I Flew Business Class to Bangalore Using Points (Without Losing My Mind)

Quick disclaimer: This is my personal experience with award travel.

Jun 18 • 

Neil Dominic Fernandes

1

Why Gondola Has Become My Go-To for Locum Travel Bookings

Quick disclaimer: This is based on my own experience using Gondola as a locum.

Jun 15 • 

Neil Dominic Fernandes

1

April 2025

How to Get a Power of Attorney Attested for India from the US

PoA for an Indian in the US

Apr 28 • 

Neil Dominic Fernandes

My Go-To Financial Tools and Why I Use Them

A Personal Rundown of Banking, Investing, and Net Worth Tracking

Apr 6 • 

Neil Dominic Fernandes

1

March 2025

Navigating Disability Insurance as a Medical Resident: Riders You Need (and Some You Might Skip)

I’m writing this because my residents keep asking which disability insurance riders to take and which to skip.

Mar 12 • 

Neil Fernandes

1

Things to Do Once You Have Matched: A Guide for Medical Students

IMG, USMLE

Mar 12 • 

Neil Fernandes

February 2025

The Solo 401k & Mega Backdoor Roth—A Game Changer for Low-Income Side Hustles

First off, I AM NOT a financial advisor, and this is NOT financial advice. I’m just sharing what I’ve learned on my journey as a solopreneur.

Feb 18 • 

Neil Fernandes

October 2024

Financial Basics Every Resident Needs to Know- Part 1

Quick disclaimer: This is based on my own experience and what has worked for me.

Oct 26, 2024 • 

Neil Fernandes

Business Banking: Lessons I Wish I Knew Earlier

Setting up business finances was a challenge I didn’t expect, but after some trial and error, I’ve learned a few tricks that could make it smoother for…

Oct 24, 2024 • 

Neil Fernandes

Starting a Business: What I've Learned Along the Way

So you're thinking about starting or getting into business?

Oct 24, 2024 • 

Neil Fernandes